Locally owned · Fresno & Clovis

Stop overpaying to accept credit cards.

We cut your processing fees — or eliminate them entirely with dual pricing. Free statement analysis, next-day deposits, and a real local rep who answers the phone. No long-term contracts.

Keep up to 100% of each sale Next-day deposits No contracts
Approved
$248.50
Payment complete
•••• •••• •••• 4829
0
Avg % we cut fees by*
$0
Fees with dual pricing
0
Switch in about a day
0
Local Fresno support
The hidden cost

The big processors count on you not reading your statement.

Mystery fees, "non-qualified" rate bumps, and 800-number support. Here's the difference.

😤 Most processors

  • Tiered pricing with surprise rate hikes
  • Junk fees buried in a 6-page statement
  • Locked into multi-year contracts + cancellation fees
  • Support is an 800 number and a 40-minute hold
  • Deposits take 2–3 days

✨ MerchantValue

  • Transparent rates — or $0 fees with dual pricing
  • A plain-English breakdown of every penny
  • Month-to-month, no long-term lock-in
  • A local rep (me) who picks up the phone
  • Next-day deposits so cash flow stays healthy
What we do

Everything you need to take payments — done right.

One local partner for your rates, your hardware, and your protection.

Merchant Services

Competitive rates — or a cash-discount setup that wipes out your processing fees entirely.

Mobile & Online Payments

Take payments in person, online, or on the go — invoices, virtual terminal, e-commerce, tap-to-pay.

POS Systems & Terminals

Modern, reliable equipment for retail and restaurants — often a free terminal when you switch.

Chargeback Protection

Fraud monitoring and dispute tools that keep your hard-earned revenue where it belongs.

Free Rate Analysis

Send a recent statement and we'll show you, line by line, exactly what you'd save. No obligation.

Local, Hands-On Support

Based right here in Fresno. We set it up, train your team, and stick around after the sale.

The smartest move in payments

Pay $0 in processing fees.

With our dual-pricing program, the small card fee is shown at checkout — so your customers cover it and you keep nearly 100% of every sale. Fully compliant, takes about a day to set up, and your prices stay fair and transparent. Most owners save thousands a year.

Show me my savings →
$0in monthly processing fees
Simple & fast

From overpaying to saving in 3 steps.

No pressure, no jargon, no disruption to your business.

1

Send a statement

Text or email a recent processing statement. Takes you 2 minutes — that's all we need to start.

2

Get your savings plan

We build a free, side-by-side comparison and show you exactly what you'll save — rates or dual pricing.

3

Switch & start saving

Like the numbers? We set everything up in about a day and train your team. You keep more, immediately.

Why MerchantValue

A local partner, not another account number.

Personal support

You get a direct line to a real person who knows your business by name.

Transparent pricing

No hidden fees, no surprise rate creep. Just clear numbers you can trust.

Latest technology

Modern POS, terminals, and online gateways that just work.

Security you can trust

Safe, fast, PCI-compliant processing on every single transaction.

Local & reliable

Proudly serving Fresno, Clovis, and businesses across California.

Fast switching

Up and running in about a day — no downtime, no headaches.

★★★★★

"Alex saved my shop almost $400 a month and set up dual pricing in a day. Finally a payments guy who actually answers the phone."

— Local Fresno business owner

Ready to keep more of every sale?

Get a free, no-pressure rate analysis. See your savings in plain English — today.

📞 Call or text (559) 388-7626 ✉️ Email my statement
Locally owned · Serving Fresno, Clovis & all of California
📞 Call Free Rate Review